Legal & Disclosures

Educational Purpose Only

The content provided by InvestRight, including materials on this website, consultations, courses, written insights, and digital resources, is for educational and informational purposes only. InvestRight provides general financial education related to the stock market and investing principles.

Nothing contained on this website or in related communications constitutes personalized investment advice, financial advice, tax advice, or legal advice.

No Investment Recommendations

InvestRight does not provide specific buy, sell, or hold recommendations for any individual. Any references to stocks, market trends, or investment strategies are for educational illustration purposes only and should not be interpreted as individualized recommendations.

Individuals are responsible for conducting their own research and consulting with a licensed financial professional before making investment decisions.

No Guarantee of Results

Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Market conditions change, and investment values fluctuate.

InvestRight does not guarantee any specific financial outcome or rate of return.

Not a Registered Advisor

InvestRight is not a registered investment advisor, portfolio manager, or securities dealer under Canadian securities laws. The services provided are educational in nature and do not involve the management of client funds.

Limitation of Liability

InvestRight and its representatives are not liable for any losses or damages arising from decisions made based on educational content or materials provided.

Updated: 19/2/26

Pricing & Membership Terms and Conditions

Annual Pricing Adjustments
All membership prices are reviewed annually and may change on January 1st of each calendar year.

Price Lock Eligibility
The first ten (10) members who successfully enroll in any available membership plan are eligible for a price lock at the rate displayed at the time of purchase.

Duration of Price Lock
The locked-in price will remain in effect for the duration of the member’s active membership. If the membership is cancelled, terminated, or otherwise discontinued for any reason, the price lock is permanently forfeited.

Reactivation
If a member with a previously locked-in price cancels their membership and later chooses to re-enroll, they will be subject to the current pricing in effect at the time of reactivation, and the original locked-in rate will not be reinstated.

Plan Changes
Changing membership plans (upgrading or downgrading) may result in the loss of the original locked-in price. The new plan will be billed at the current advertised rate unless otherwise explicitly stated in writing.

Billing & Payments
Membership fees are billed in accordance with the selected billing cycle. Failure to complete payment, chargebacks, or payment reversals may result in suspension or termination of membership and forfeiture of any locked-in pricing.

Non-Transferability
Locked-in pricing is non-transferable and applies only to the original account holder.

Modification of Terms
The Company reserves the right to update or modify these Terms and Conditions at any time. Any changes will not affect existing price locks for eligible members with uninterrupted active memberships.

No Investment Advice Disclaimer
Membership services are provided for educational purposes only and do not constitute financial, investment, tax, or legal advice. Past performance is not indicative of future results.

Updated: 19/2/26

Terms and Conditions – Annual Meeting Time Limits

By purchasing or enrolling in any InvestRight service plan, you agree to the following terms regarding annual meeting time allocations:

1. Annual Meeting Time Allocation
Each plan includes a maximum amount of consultation meeting time per calendar year, as outlined below:

• Core Plan: Up to 2 hours of total meeting time per year

• Premium Plan: Up to 6 hours of total meeting time per year

• Generational Plan: Up to 10 hours of total meeting time per year

2. Definition of Meeting Time
Meeting time includes all scheduled consultations conducted via phone, video call, or in-person sessions. Time is calculated from the scheduled start to the end of each session.

3. Usage of Hours

• Meeting hours may be used across multiple sessions throughout the year.

• Unused meeting time does not roll over into the next year.

• All allocated hours reset at the start of each new calendar year.

4. Scheduling and Cancellations

• All meetings must be scheduled in advance.

• Clients are responsible for attending sessions on time.

• Late arrivals or missed meetings may count toward the total allocated annual time.

5. Overage Policy
If a client exceeds their allocated annual meeting time:

• Additional time will be billed at the standard hourly rate, or

• The client may upgrade to a higher-tier plan.

6. Plan Upgrades
Clients may upgrade their plan at any time. Any additional meeting time will be adjusted according to the new annual limits.

7. Modifications
InvestRight reserves the right to modify these terms at any time. Clients will be notified of any significant changes.

By proceeding with any plan, you acknowledge and accept these annual meeting time limitations and related terms.

Updated: 19/2/26